Preferred Insurance

Information may not be reliable

If you are visiting an insurance website, you are obviously looking for affordable Colorado health insurance plans and quotes. Before requesting a Colorado health insurance quote, here are some things to consider that will greatly reduce premiums:
First, if you and your family are healthy and dont use a lot of prescription medicine, you might want to think about buying an individual insurance plan instead of a group insurance plan. The premiums for individual insurance plans are anywhere from 20% to 50% lower than group insurance. The premiums for individual are lower because:

Females pay slightly more than males
Health insurers will ask medical questions, and based on your answers, you could receive full coverage, be refused, or have riders attached to your policy.
Most individual plans will have some restrictions on maternity.
All individual plans are medically underwritten, so if you or a family member have major medical problems, this may not be the direction to take.