Carnick & Company

Information may not be reliable

The term "financial planning" has been misused to the point that it has become synonymous with insurance and securities - with "product sales" being the real agenda.

True financial planning, however, is about strategy creation that results in a roadmap to success. It involves taking a comprehensive view of one's current reality (including individual lifestyle, income and personal relationships), establishing clear, realistic goals for the future, and setting a sound course to achieve those objectives. Financial planning should always focus on unbiased advice uniquely tailored to each individual's circumstances. It should never be about product sales or commissions.

At Carnick & Company we only have one product to offer: impartial financial advice.

In uncertain economic times, it becomes ever more clear how important it is to help our children develop wise financial habits. Quite frankly, it's never too early to start teaching them how to deal with personal financial concepts. We know it's critically important that our kids develop healthy eating habits. Well in much the same vein, habits about handling money... good or bad... are learned early in life. Here are some practical tips you can start using today.